Construction Loans in Ponte Vedra Beach, FL

Constructing a new property—whether it is a home or a business—is always an exciting project. By building the property from the ground-up, you are in full control of its appearance and structure and the possibilities are near endless. However, new construction projects are also very complicated. Not only must you coordinate the building efforts, but also you must contend with the complex financing that comes with new construction projects.

Rely on Ponte Vedra Title, L.L.C. for the guidance you need to secure financing for your job. When you are looking into construction loans in Ponte Vedra Beach, FL, or elsewhere in the state, count on our expertise to ensure you get a good deal. We also assist you during the closing process. Contact our office today to learn more about our services for residential and commercial new construction projects.

What You Should Know About New Construction Loans

Part of what makes construction loans hard to get is that there is usually no finished property to act as collateral. Furthermore, the borrower must adhere to a tight schedule so that construction is completed quickly and repayment can begin. These loans are short-term, typically hitting a maximum of one year. In addition, the rates for construction loans move up and down along with the prime rate. Talk to our staff to find out more about how these loans differ from others in the real estate industry.

To be approved for a loan, you must submit detailed plans for the project, including a construction timetable and a realistic budget. Our team helps you get together all the necessary documentation to increase your chances of approval. If you have any questions about what is required or how to obtain the documentation for it, we are here to assist you. Once you have collected the right documentation, we help you submit it to the lender and follow-through on execution of the construction loan.

Work with Our Attorneys to Protect Your Interests

Ensure your interests are protected throughout the transaction by working alongside our legal team. An experienced attorney from our firm will handle your loan closing to ensure that you understand the paperwork you are signing and what exactly you are agreeing to. If you have any questions or concerns about the loan, just ask our attorneys. We are happy to thoroughly explain every aspect of the agreement to you.

Contact us to learn more about applying for construction loans. We are based in Ponte Vedra Beach, Florida, and proudly provide residential closings, powers of attorney, municipal and UCC lien searches, escrow services, and other services throughout the state.



Ponte Vedra Title

50 A1a N, Suite 108

Ponte Vedra, FL32082


Monday – Friday, 8:30 a.m. – 5:30 p.m.